Hear from our clients

Ken identified the 100% location, but the Board felt it was too expensive. An out-of-town bank later got that exact location, and it is now one of their fastest growing offices. We regret passing on it.

Our Board approved the construction of a new branch in a nearby community, but a friend at the state bankers’ association recommended we run it by Ken. I was shocked when he told the Board 'If I owned stock in this bank and you opened this branch, I would sell my stock!' The Board, somewhat upset by but also appreciative of his candidness, commissioned him to find an alternate location. Five years later the location Ken found for us is now our best office.

Numerous competing banks and thrifts passed on a branch in a new, high-rent, upscale fashion mall. After hiring Ken to do a branch feasibility study, we agreed with his very positive finding and ended up with a highly profitable branch with a substantial retail core deposit base.

Our Board was split on a proposed branch. They decided to get an outside opinion, and Ken’s very strong recommendation swayed the Board. The result is a rapidly growing branch that may soon overtake the main office. We have since brought him back to locate our next branch site.

We first used Ken’s firm to come up with a five-year branching plan for a multi-county area, and he came back with a "top-ten" list we followed. A few years later after seeing great results from his recommendations, we had him do the same for another multi-county area. While his input on the 100% locations is critical, it is even more important that he prevented us from opening up mistake locations as many of our competitors have done and continue to do.